payment options  Jefferson, IA

Miller Chiropractic Center believes in the value of wellness care for you and your family and has maintained a pricing structure that allows care for all budgets, regardless of your insurance coverage.

We do not accept health insurance, but will give you all the information needed to submit to your plan yourself. Individuals in need of our services who lack insurance and who are worried about the high costs charged by many other clinics need not worry. We have affordable rates allowing access to high-quality care for you and your family.

Our office policy is to have our patients pay at the time of visit.  We accept cash, checks, Visa, Mastercard, and Discover, and FSA/HSA cards.

So how do I find out how much of your services are covered under my health insurance?

I am an out of network provider for health insurance due to the cut in fees they require most doctors to take as well as the additional staff required to process the insurance claim.  However, this allows me to pass that savings on to YOU!

To see how your insurance may reimburse you, you’ll want to look at your OUT-OF-NETWORK benefits for Chiropractic Care.  This will clarify what is covered.  We highly recommend that you call your insurance provider to confirm your out-of-network benefits and also ask if you need a prior authorization.

Many people now have $35 and $40 copays for Chiropractic, so there is not much of a difference between what your copay is, and my standard Chiropractic office visit charge.

I also schedule 10 minutes with each patient for their Adjustment, which is a significantly longer amount of time than many Chiropractors spend with each patient.  I have many patients who continue to return for care, even if I am not on their plan, because they appreciate the extra time I take with them.

What if I have a Flexible Medical Spending Account or Health Savings Account (FSA or HSA)?

Congratulations, you can use that account at our office to pay for services.  If you have a debit or credit card linked to your account, you can use it just like a credit card, and money will come directly out of your account.  If you have to pay up front out of a personal account and then send a receipt in to be reimbursed, we will happily provide you with the proper documentation.

Health on a Budget

At Miller Chiropractic Center we’re convinced that a small amount of your time and money to care for your most important asset–your health–will be far less time consuming and expensive than trying to recover it.  The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously.  As the old saying goes, if you don’t have your health, you don’t have anything.  Unfortunately, too many people don’t discover how true that statement is until it is too late.

Medicare Patients

We are a non-participating provider for Medicare.  We are not providers for Medicare HMO or PPO plans either.

Medicare only covers “Medically Necessary” adjustments.  It does not cover Exams, Consultations, Maintenance Care Adjustments, Total Body Modification, Supplements, Orthopedic Supplies, or any service other than “Medically Necessary” Chiropractic Adjustments.